Chris Linkas: Teaching Millennials the Genius of Compounding

People like easy, quick things. We have so much to get done each day that we now equate speed with efficacy. In investing, that correlation does not exist. Chris Linkas is on a mission to teach millennials that saving for retirement is better when started earlier, allowing for much lower monthly savings deposits.

 

Chris Linkas recommends saving in accounts that pay dividends like a 401k. Reinvesting dividends can greatly increase your wealth because you can take advantage of compounding, basically earning interest on the interest you already earned (and reinvested). As time goes on, your account will start yielding almost outrageous dividends and you will be able to afford nice and reliable things.

 

Chris Linkas has twenty-five years of experience in the financial sector and currently works for a well respected U.K. based investment firm. In a reflection of his personal habits, he urges each of his clients and investors to continually be willing to learn and adequately do their research so they can build a strong portfolio and take rewarding risks.

 

To those who delayed starting a dividend yielding account, taking risks can be intimidating and can stall their progress toward retirements. Chris Linkas knows that starting to save for retirement early and using an investment portfolio like a 401k can really a young person’s confidence and get them ahead in life.

 

This confidence and better financial position will allow them to take bigger risks (although still within the realm the investor is suited for) and see bigger returns. The key to this easy road to retirement is starting to save early, choosing a dividend yielding account like 401k, reinvesting the dividends to take advantage of compounding, and being consistent. Chris Linkas is motivating young people to take this easy first step to improving their lives and ensuring a comfortable retirement.

Bruno Fagali’s Excellent Blog

     As an attorney well versed administrative law and compliance law, there is no doubt that Brazilian official Bruno Fagali has a lot to say. A random sampling of it will include such titles as, “Transparency International and Corruption Perceptions Index”, “Ford CEO Dismissed After Company Compliance Investigation”, “The Cigarette In The Dock”, and the reputation of the “Phonograph Alert” throughout the Brazilian area and the rest of the world.

Besides these articles, Bruno Fagali’s blog has a number of main topics for the reader to consider. These would include such concepts as common red flags to look out for; the ethics companies should have when advertising; and proper labeling. In all of these situations, the consequences for a violation can actually be pretty severe, even if they are unattended.

In fact, one of the the things that Bruno Fagali is adroitly aware of would be the consequences these companies can go through even when they make an error that doesn’t cost anyone’s life. Simply put, Bruno Fagali is part of a governing body that will always go the extra mile to keep these companies honest. Many of the officials with these companies realize that in order to continue to compete, they must play by the rules.

One of the most glaring examples of this would be in the realm of proper labeling. Much like the American tobacco lawsuits in the mid-90s, Bruno Fagali and his team are dedicated to making many other Brazilian companies put the same type of labels on their products. People have a right to know what they are ingesting in their bodies.

Bruno Fagali has dedicated his legal career to this and other issues. he has become well-known in Brazil for keeping all South American companies honest. To say the man is very well-respected in legal circles would be an understatement.

AIA — at Work Bringing Transformation Across Our USA and the Globe

     America is full of brilliant minded architects who are establishing their brand in unique ways. Indeed, these architects are creating assuring projections in the nation and globally. In fact, the majority of our top architects are working in Los Angeles or New York. Nevertheless, the truth is our industries have gone through cultural, physical and social challenges.

Instantly, it’s a given that our favored architecture comprises several buildings and other social structure. And so, the American Institute of Architects (AIA) continues its patronized research which targets the United States most visited architecture designs. Without a doubt, AIA is at work bringing transformation across our great USA and the globe.

The professional establishment’s CEO is Robert Ivy — and he’s had the office for more than 20 years. Robert advises architect members of AIA to think outside their field of operation. Mr. Ivy’s expert focus is evidently on construction industries, design, and building. However, he is positive about architecture’s rich impact in many areas such as disaster-relief solutions for bettering health.

More so, Robert Ivy commented on architecture US history during the zdnet.com interview. He addressed how design has taken on a pivotal role in public health. The consultation included a topic about the young architects’ latest concerns toward interactive constructions and attraction to diverse populations.

Since the past number of years, architecture has made a supportive effect on the residential district regarding non-communicable diseases. Also, Robert talked about innovations that could resolve some health issues. Moreover, we should consider constructing buildings in a style that would provide people access to fresh water, clean water, and sunlight.

Finally, the architecture development should call for a future when humanitarian, and the economy might be highly motivated. These inspiring building structures will make possible for much individual productivity. Clients and tourists will be the means to noteworthy evidence. As well, the disabled can be hassle-free while enjoying a sustained effort which would mean more proven results.

Under Robert Ivy’s guidance, the AIA continues to educate and redevelop communities. And too, the membership-based profession conducts national outreach for support to improve its public image. These activities have mainly been the case since the American Institute of Architects was originated — New York City, N.Y., 1857.

However, AIA’s CEO and Executive Vice President, Robert Ivy is a native of Columbus, Mississippi. He finished the University of Tulane with a Master’s degree in architecture. He got his bachelor’s degree from Sewani University. Mr. Ivy’s home is currently in Washington DC.

Today, the American Institute of Architects is headquartered in Washington DC. Also, its licensed associated professionals and architects continue that code of ethics and professional conduct which colleagues, customers, and the public expect from them.

Betsy DeVos Is On A Mission To Save For-Profit Colleges

According to some insider accounts, the Trump administration is a chaotic group of inexperienced appointees that can’t seem to get in the groove of serving the public without serving themselves first. Cabinet members seem to take advantage of their positions by spending too much, or by using public funds to make their traveling missions luxury excursions. But Education Secretary Betsy DeVos, the cabinet member who needed Mike Pence to break the tie in Congress in order to get the job, is not one of those Trump officials. DeVos gets high marks from some Republicans for the work she is doing to reform the education system in the United States. After more than a year in office, Mrs. DeVos has gone above and beyond to prove she worthy to be the Education Secretary. Betsy hasn’t always expressed her views in a manner that pleases the press or the voting public, but she hasn’t changed her position on expanding the charter school program. And according to people who know her, she is still quietly trying to bring state and church together in schools.

 

 

Betsy DeVos, the Holland Michigan billionaire, has a history of donating money to improve the education system not only in Michigan, but across the United States, according to a Mother Jones report. Betsy and husband Dick, the son of the co-founder of Amway, are big Republican supporters. But the couple also give money religious schools, conservation Christian groups and Betsy’s voucher program. According to a New York Times article, DeVos is polite in public, but behind closed doors she’s a fierce competitor and fighter. She believes in charter schools, and she also believes the public school system is broken and beyond repair. That’s why funding for public schools is down, and the voucher program is in full gear.

 

 

But DeVos has another mission that she didn’t discuss during her 60 Minutes interview. Some people say that interview didn’t do much to promote Betsy’s knowledge or commitment as Education Secretary. But she strongly disagrees with that synopsis of her national TV performance. The mission she didn’t talk about while the CBS cameras were rolling was her attempt to save the for-profit college industry. That industry shot itself in the foot by allowing some of those colleges to put making money in front of educating the students who thought they could get a decent education.

 

 

Betsy DeVos has taken away some Obama-era regulations that increased protection for students, and she reduced loan forgiveness relief for some former students, so the industry doesn’t completely collapse. Plus, she is trying to find the right balance between money-making schools and for-profit college students. But the days of for-profit colleges are in the past, according to an ABC News article. Regular colleges and universities are competing with the for-profit college industry, and it appears regular colleges are winning.

 

 

Students are afraid to go to for-profit schools for an obvious reason. There’s too much corruption in the for-profit history to ignore. But DeVos will still push her agenda regardless of the challenges she faces from her own party as well as from the public. The fact that she is still part of the Trump administration speaks volumes for her tenacity, and her mission to change the education playing field, so all students get a chance to shine.

 

Follow Betsy DeVos on Facebook for updates.

 

Free Speech Crusaders Michael Lacey and Jim Larkin Speak Out On the Continuing Saga of Sheriff Joe Arpaio

Civil right and free speech crusading journalists Michael Lacey and Jim Larkin recently spoke out in the Phoenix New Times regarding U.S. District Judge Susan Bolton’s formal validation of President Trump’s pardon of controversial former Maricopa County Sheriff Joe Arpaio. Learn more about Jim Lacey and Michael Lacey: http://james-larkin.com/ and http://james-larkin.com/press/

The former sheriff received what many saw as a long overdue conviction for activities his department participated in during his long tenure. In particular, this conviction stemmed from Arpaio’s criminal contempt of ignoring an order issued by a federal judge.

This event took place in 2007 and was in regard to allegations of racial profiling. Many feel betrayed after Arpaio received a pardon weeks before he was to face sentencing. Michael Lacey and Jim Larkin, the co-owners of the Phoenix New Times have been long-standing critics of Arpaio’s department, criticism that led to their illegal arrest 10 years ago.

The Phoenix New Times has engaged in constant coverage of the scandalous activities of the Maricopa County Sheriff’s Department and has been responsible for numerous scandals being exposed. Michael Lacey referred to Trump’s pardon of Arpaio as being “the perfect marriage of two corrupt individuals.

This is a sheriff who advertised torture and racism.” The list of Arpaio’s scandals highlighted by the New Times included inmate suicides, beating deaths, numerous sex-crime cases and diversion of over $100 million in jail funding. Read more: Jim Larkin | Angel.co and Jim Larkin | Crunchbase

The truth of the matters is that very few truly believed that Arpaio, at 85 years of age, would have ever spent a single day incarcerated. Michael Lacey added that Arpaio’s pardon constitutes “a failure in the justice system.

It ends up with contempt of court because he ignores a judge’s instruction, as opposed to being held accountable for the people who were killed, the people who were tortured, the prisoners who were abused.”

In the end, Lacey’s final assessment of the situation is that “It’s a pretty stunning trail of evil. I don’t know how else you can describe that kind of behavior.”

About Michael Lacey and Jim Larkin

Michael Lacey and Jim Larkin are the co-owners and top executives of the Phoenix New Times publisher Village Voice Media. They have been longtime advocates of free speech rights as well as crusaders for civil rights.

Lacey and Larkin are well-known advocates for the Latino and Hispanic communities. In 2007 they garnered added fame in a less than glamorous way when they were illegally detained by scandal-ridden Maricopa County Sheriff Joe Arpaio.

This was the culmination of years of criticism on the part of Lacey and Larkin through the New Times in regard to the numerous scandals and civil rights violations of Arpaio’s department.

The pair was awarded a settlement of 3.75 million by Maricopa County as a result of their illegal detainment. This money was put to use establishing the Lacey and Larkin Frontera Fund which was set up expressly to protect the rights of migrants and immigrants. They also run the website Front Page Confidential that serves as yet another outlet for their free speech and civil rights advocacy.

Hussain Sajwani: Billionaire entrepreneur and philanthropist

Mr. Hussain Sajwani is a United Arab Emirates national born in 1954. Hussain is a man with very humble beginnings. Hussain’s father owned a shop but did a side hustle where he worked on the real estate. Although his father wanted him to join the family business, Hussain had a different path in mind. He wanted to pursue his studies to have a professional career. He obtained a scholarship from the government which enabled him to go abroad and studies in the United States. He attended the University of Washington where he received his Bachelor’s degree in Industrial Engineering and Economics.

Hussain Sajwani established DAMAC Properties under the DAMAC Group in 2002. This was after an outstanding career which began in 1981 in the food catering industry. He got huge clients such as the U.S Military and Bechtel. He also spent a bit of time as Contracts manager in the Abu Dhabi National Gas and Oil Company. Sajwani launched the company anticipating the change that would take place in the Arabian real estate market after a change in government policy that allowed foreigners to own property in Dubai. It has grown to become one of the largest property managers in all of the Middle East. Hussain Sajwani’s experience in the management of properties and legal and financial implications of the real estate market is one of the leading drivers of the company’s success.

Hussain Sajwani owner of DAMAC properties took the company public in the Dubai Financial Market in 2015. The company which has grown to over 2,000 employees has created a name for itself by being trendsetters in the luxury properties development market. It has partnered with many renowned organizations to bring impeccable projects to life. Notably, it associated with the Trump Organization to construct a beautiful golf course which was designed by Tiger Woods.

The exponential growth of the company can be attributed to the vision and entrepreneurial expertise of the owner Hussain Sajwani. He has provided clear leadership which encourages growth and innovation to flourish. His success can be estimated by the fact that it is the first Arabian real estate company to be publicly traded on the London Stock Exchange as from 2013. Hussain Sajwani is also a serial philanthropist by nature. He is a big supporter of charities which cater for education and has supported over 50,000 children.

DAMAC Owner Hussain Sajwani Continues to Dominate Dubai Real Estate

DAMAC properties are doing great things in Dubai, and is currently constructing a second building in it’s AYKON district, overlooking Dubai Canal. DAMAC properties has recently procured a tender for a 1.7 million square foot luxury development construct in the heart of Dubai. Aykon is one of the biggest and most ambitious development centers in and around the Dubai area, featuring a city within a city. Aykon plaza exists within AYKON plaza, featuring a entertainment and lifestyle hub. In February, CSCEC, a Chinese development firm sought to build 600 dollars worth of property in the AYKON area. DAMAC is set to construct a 10 building tower with three basements, 49 residential floors and a rooftop and ground floor.

 

Hussain Sajwani is the leader, ownerand CEO of DAMAC development group, a company that was created in 1982 after he graduated from University of Washington. He chose the entrepreneurial path after being exposed to his father’s business as a child. Hassan formed the DAMAC company in 2002. Prior to this, he created a catering company that looked over 200 projects and providing 150,000 meals to people in three different continents.

 

With his educational background, Hussain Sajwani has successfully built a strong foundation in DAMAC properties. They have worked on projects all over the Middle East and abroad in Dubai, Abu Dhabi, Doha, Amman, Beirut, Jeddah, Riyadh and London. DAMAC properties has worked on ambitious projects with Tiger Woods, the Trump Organization, Versace Home, Fendi Casa, Paramount Hotels & Resorts, among other companies.

 

As the CEO of DAMAC, Hussain Sajwani has a long and successful track record. He has other ventures in successful businesses like Al Amana Building Materials which has worked with the Villeroy & Boch, Grohe and Dorn Bracht brands, and DICO investments, as well as Al Anwar Ceramic Tiles Co, and Al Jazeira Services. Hussain Sajwani has achieved success in many areas and continues to be an active, accomplished investor in Dubai and around the globe.

HCR Wealth Advisors Help Secure your Financial Future

HCR Wealth Advisors is addressing the needs of the “sandwich generation.” This term refers to  individuals who are in their late 30s up to those who are in their early 50s. The Pew Research Center has found that 1 in 7 adults in this age group are financially helping their college-aged children and their elderly parents at the same time. This, plus factoring in the need to pay their own bills and save for their own retirement, can put serious financial strains on the adults having to take care of their family.

 

As a registered investment advisor, HCR Wealth Advisors can help you set up a strategy to plan for your financial future. The firm provides personalized financial advice in order to help clients reach their financial goals and protect clients against financial risk.

 

No matter the status of a family’s finances, individuals should try to prioritize their own retirement. For example, an individual can regularly contribute to a company-sponsored retirement plan if a company offers one. This can be especially valuable if the employer matches contributions. By contributing as much money as possible into the retirement plan, a person can get the full benefit of the match. This can reduce or eliminate the need to rely on children for finances later down the road.

Looking to join the HCR Wealth Advisors team? Visit Glassdoor for openings.

HCR Wealth Advisors is not affiliated with this website.

 

Jeb McCaleb’s new entrepreneurial venture: Stellar

Since Jed McCaleb’s early days of creating cutting edge computer platforms and websites, like Mt. Gox, McCaleb has progressed to other cryptocurrency-focused ventures like Stellar.org.

 

When McCaleb created the first Bitcoin exchange, Mt. Gox, he didn’t spend much time holding onto his groundbreaking website — he sold his Bitcoin trading platform almost a year after he built it. For a stellar talent like Jed McCaleb, being on the cusp of cutting edge technologies as a programmer, and an entrepreneur is quite routine.

 

Jed McCaleb started blazing a trail in the computer platform building world in 2000. McCaleb hatched a peer-to-peer file sharing software program titled, eDonkey. It was the first program that allowed multiple nodes to download files.

 

Move forward to 2017, and Jed McCaleb is touting a new venture involving his new cryptocurrency-related platform called Stellar. As the CEO and Co-founder of the Stellar Foundation, Jeb McCaleb, and his fellow co-founder, Joyce Kim, are striving to find a solution for impediments involving Bitcoin. Some of these impediments include difficulties with scalability, and the lack of speed concerning blockchain transactions. McCaleb stated that he anticipates that blockchain technology, in the future, will drive a universal process involving banking transactions. McCaleb also predicts that blockchain technology will involve stock trading. McCaleb believes that Stellar.org is a solution for this untapped business sector, because it is an open-source network for banks that choose to be involved in Bitcoin and other cryptocurrency.

 

For those 2 billion people who live in a developing world with no access to banks, the Stellar Foundation can help. McCaleb agues that Stellar Foundation is an important business and technology solution, because Stellar.org can bring affordable, yet secure methods for banks and their potential customers. Cryptocurrency, like Bitcoin, can fill the gap between those 2 billion people without banking institutions, and those financial entities, eager to build business relationships. Stellar.org can be this intermediary, in the same way that eDonkey once did for secure, peer-to-peer file downloading.

 

McCaleb’s future vision is to include banks in an open-source network that is affordable, secure, and robust enough for smooth cryptocurrency transactions.

AvaTrade Review Gives Valuable Information on Paper Trading

AvaTrade gives Traders valuable information and proven education with its Paper Trading investment platforms within its multi-asset online investment platforms. AvaTrade was established in 2006 in Ireland and currently has over 200,000 account holders. The company also performs more than 2 million transactions per month that total approximately $60 billion in net value. AvaTrade is regulated by the Central Bank of Ireland and various other governing institutions around the globe to provide assurance that requirements are adhered to with superior accuracy to provide assurances for trailers that their assets are protected. AvaTrade provides access to over 250 asset categories including commodities, bonds, equities, currencies, market stocks, Bitcoin and other cryptocurrencies, and various other asset groups.

 

AvaTrade review has created a reputation of reliability and safety and allows traders the ability to invest in various asset categories around the globe with an easy user-friendly platform that provides tools and resources to be successful in the online investment arena. In fact, by allowing traders to utilize the Paper Trading function on its platforms, both experienced and novice investors are given an opportunity to invest in various asset groups on a practical level without actually incurring any losses from the initial investment.

 

The Paper Trading platforms are created to benefit beginner investors and allow them to elevate their education and skill level at investing within various asset groups and create confidence to actually push them to actually invest their own funds. One downfall of investing with Paper Trading is that great euphoria based on high rates of return that more than likely occurred would not materialize because of the aggressive nature of their Investments within the free paper trading demo sessions. However, by utilizing the paper trading platforms the initial fear of investing can be overcome and a confidence level established for beginning investors to motivate them to plunge into the investment arena. The Paper Trading investment platforms used by traders at AvaTrade help establish the needed education and foundational experience to begin a successful and profitable investment experience within the multiple asset investment platforms.