GreenSky Credit surges in popularity by creating value for everyone

GreenSky Credit is one of the most astonishing success stories to have come out of the fintech space over the last few years. The company is only 13 years old. But in that brief existence, it has gone from a self-financed startup and onto become one of the most prominent companies in the world of fintech.

When everyone wins, business is good

The enormous success of GreenSky is attributable to its founder, David Zalik, and his level-headed yet totally innovative vision for how to create tremendous value through the use of loans. In the early 2000s, Zalik was working with a number of home improvement companies throughout the United States. He quickly realized that many of these companies were losing a tremendous amount of business due to retail home improvement customers simply not having the necessary funds to follow through on their desired projects. Zalik watched as homeowner after homeowner was rebuffed by the steep costs involved in completing their home renovation projects. The problem was that most of these customers simply didn’t have a feel for how much the total cost of a home renovation would actually turn out to be.

Zalik saw a golden opportunity. With his knowledge of the lending industry, real estate and banking, he saw that there was a huge opening for anyone who could create instant point-of-sale bridge financing for retail customers. He also realized that because the majority of the people coming into these home remodeling companies seeking to do renovations were very well off that they were likely to all be in the prime borrower category. Zalik knew that it would not be a hard sell to get banks to line up in order to extend these borrowers loans through GreenSky.

And the final piece of the GreenSky success puzzle was the fact that, at the end of the day, the loan principal amount would almost invariably be going towards a value-creating transaction. That’s because for high-end homeowners, almost all of the renovations that they were carrying out would end up adding more to their home’s value than the final cost of the projects.

GoBuyside: One Of The Leading Recruitment Firms For The Finance Industry

GoBuyside is an executive search firm for the finance industry. They help company’s find new talent with their recruiting services. Traditional talent recruiting techniques are becoming obsolete in today’s digital world. For example, recruiters advertise open positions in the local paper and then waits for applicants to apply by mail. This process was slow and sometimes ineffective. The rise of the internet changed the hiring landscape. The process to find the right candidate became more efficient with the development of tracking systems and job boards. Recruiters now utilize data screen for the perfect candidate for their position.


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With their main headquarters in New York City, GoBuyside has been using technology to create innovative ways to search for top new talent. The firm closely monitors job trends within the industry and is leading the way towards a tech-centric approach to recruit new hires.

Hedge funds, private equity firms, investment managers, Fortune 500 companies and advisory firms are the types clients that GoBuyside recruits for. The unique approach to hiring by GoBuyside gives applicants more opportunities to network with firms all over the world.

Arjun Kapur is the founder of GoBuyside. Before he founded the firm, Arjun had a long history of talent experience. Arjun graduated Phi Beta Kappa from John Hopkins University and majored in Economics. He then received a Masters in Business Administration from Stanford’s Graduate School of Business.

In a recent interview Arjun was asked a few questions about his daily life as the founder of GoBuyside:

Q: What is one of your habits that makes you a expert successful entrepreneur?
Arjun: I avoid social media, I am currently not an active user on any platform

Q: If you were to start again what would you do differently?
Arjun: I graduated college in three years then I immediately went into the work force. If I were to start again I would have used my senior year to travel the world.

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Carlos Alberto de Oliveira Andrade

Carlos Alberto de Oliveira Andrade is a medical doctor who was respected throughout the north and northeast of Brazil. He was born in João Pessoa, the capital of the State of Paraíba (PB) in Brazil. After years of practicing as a physician, his career trajectory moved toward Brazilian carmaker and distributor, CAOA. He currently serves as chairman of CAOA’s board of directors.

Carlos Alberto de Oliveira Andrade became an entrepreneur in 1979. At that time, he paid for and purchased a Ford Landau from a dealership in Brazil, however the dealership declared bankruptcy before the car was delivered. Carlos Alberto de Oliveira Andrade negotiated for the entire dealership to be transferred to him as compensation for the payments he made on the undelivered Ford Landau. This deal resulted in the establishment of CAOA.

The name CAOA derives from Carlos Alberto de Oliveira Andrade’s initials. After acquiring the dealership and establishing CAOA, Carlos Alberto de Oliveira Andrade became an entrepreneur and developed CAOA into the largest Ford dealership in Brazil.

Carlos Alberto de Oliveira Andrade is a visionary who sees opportunities and capitalizes on them. In 1992, after Brazil opened its market to imported vehicles, CAOA became the exclusive distributor of French Renault vehicles in Brazil. Similarly, in 1998 CAOA became the official importer of Japanese Subaru vehicles. In 1999, CAOA took over the import and marketing of Hyundai vehicles.

In 2007, CAOA further expanded its business by building an auto manufacturing establishment, known as CAOA Automobile S/A. Carlos Alberto de Oliveira Andrade’s efforts earned him the title of ‘Entrepreneur of the Year in Industry’, by IstoÉ Dinheiro Magazine in 2007. CAOA strives to respect and preserve the environment. It has engaged in reforestation efforts in Brazil.

Carlos Alberto de Oliveira Andrade has earned numerous accolades for his efforts, including Hyundai “Distributor of the Year” in 2012 and first place in sales and after sales customer satisfaction surveys in 2014.

Recently, in 2017 CAOA partnered with Chery, the largest exporter of Chinese vehicles, to launch CAOA CHERY, a new 100% Brazilian automaker. CAOA continues to expand its business to develop innovative ideas.

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Paul Mampilly Says Invest In The Future Today

Paul Mampilly has kids who are smart about finance because he taught them how to invest in stocks and other financial assets at a young age. They are also up to speed on the trends in technology that will shape the future. That’s why he often tries out his investment pitches with his kids before he tries them on other adults. Whether its 3D printing, robot workers, or self driving vehicles, they love to hear about the wonders that are just around the corner.

What we often get wrong is the likelihood that a new technology that’s generating buzz will achieve wide adoption in the future. Technologies often fail because they don’t have the right cost-benefit ratio or aren’t a better option than what’s available. When evaluating new trends to invest in, it’s important to pick the ones that have entered a period of wider adoption, and Paul Mampilly thinks he knows a good bet that’s available right now.

The Internet of Things (IoT) is a trend that’s poised to begin revolutionizing daily life as it reaches a critical mass of industry adopters, according to an article Paul Mampilly recently wrote on his blog. It’s a proven concept that has already begun to change our lives. From smart home gadgets to factory automation, it’s turning out that connecting appliances, sensors, and machines to the internet makes good business sense. The data that these devices collect every second is unleashing the power of big data, and the devices themselves are improving safety and efficiency.

An example is a new airplane engine made by Pratt & Whitney, which is equipped with as many as 5,000 sensors. The data generated by all of these sensors and collected over the internet improves safety and increases our understanding of airplane engines. The bottom line, as Paul Mampilly is right to point out, is a win for both passengers and the airline industry.

IoT is one trend that’s poised for massive growth in the next few years to come. That means companies that are developing these products today are likely to be ones that receive the windfalls when it happens.

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Investing In Freedom Checks

Investing in Freedom Check’s

Founded by Matt Badiali, who is the spokesperson, in 2016, freedom checks are necessary payments in cash which are made to investors by registered companies. This a legal program which is tax-free and not run by the United States government. The stockholders must be given over 85% of every earning made by the companies in order of the program to qualify for tax immunity. It is a medium through which businesses or partnerships pay up to their investors. The freedom checks schedule is aimed at improving  number of investments done towards natural deposits mining like natural gas and oil.

Freedom checks sell a subscription to a willing customer then follow by introducing them to various marketing open fields which are aimed at promoting investment goods. For as low as $49, one can get started on initial subscription month. The financial mogul, Matt Badiali is in charge of the two leading investment newsletters being a senior editor at a publishing firm. The number of stocks bought by an investor is dependent on their potential. The payments are made per month. The tax-free policies act as an incentive to purchasing shares in the target energy field. Since united states aim at producing energy to march its significant population creates a need for the making of laws to pave the way for many investments to be made in the natural resources extraction.

Freedom check is much like the concept of dividends, which are the business profits that are paid by a firm to its shareholders. This means that for anyone who is need of freedom checks has to own shares or goods in a firm. Though the process might seem more relaxed, an experienced financier will advise anyone that the buying of a dividend or stock from a company is risky and expensive. Dangerous being the company’s marketing strategies and hence returns might vary from time to time. Earning from with stocks sound like a beautiful investment way, but greediness will be a big mistake which might be costly. Procedures to invest in freedom checks are in videos and their newsletters.

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Why Equities First Holdings Australia Has Options to Use Funding

Equities First Holdings Australia (EFH AU) has gained trust of people with their professionalism and integrity. They opened their doors in 2014 and offered clients equity-loans and financial advice. Trust of the EFH AU’s products created growth. EFH AU has been responsible for providing its’ customers good loan terms. An equity-loans allows you to use stocks at collateral. EFH AU ensures a good analysis of stocks’ future valuation is done for the value of stock is accurate for a loan.

EFH AU has been responsible for helping businesses with equity-loans, and individuals will be will be able to use loans. EFH AU has three offices that will be able to help its customers. Most businesses come to EFH AU to receive funding for certain business projects or expansion. For example, Environmental Clean Technologies Limited (ECT) used EFH AU to gain funding for a project that would be conducted in India. ECT’s project had nearly $30 million in funding, and EFH AU was happy to help them with funding.

Businesses can use the principal of the equity-loan for anything. ECT could have used the principal for anything, if they decided not to use the funding for the project. EFH AU is a leader in the lending industry thanks to the use of an equity-loan.

Whitney Wolfe’s Success Story As Bumble’s Co-Founder

Whitney Wolfe is a multi-millionaire app creator who has changed the course of dating on the net today. Bumble is her most prized possession in the workplace. As a co-founder for this app, she has built an empire empowering women to be the stronghold of their relationships. Bumble gives women the power in a world where men usually hold the power in a relationship. Bumble’s swiping process is similar to other dating apps, but the only difference is that women decide who they are going to keep the matches with. A match can only be saved if a woman decides to send a message first in 24 hours. Connect with Whitney Wolfes by visiting her linkedin account.

Joining New Organizations With Her Knowledge

Known for their cinematic storytelling and incredible programs, Imagine Entertainment is bringing on Whitney Wolfe into their company. She will be a non-voting member of the board of directors. She will be joining people like Jeff Sagansky, Michael Lynton, and Richard Rosenblatt. By having her join the team, she is ecstatic knowing she will get to be a part of the magic as they continue to create dynamic entertainment.l They have created films and documentaries that have captivated audiences.

She Is Swiped Her Way To Millions

She has turned her life around and built a career that has amassed millions upon millions of dollars. She has made it clear and public that her life was sort of a mess before she had worked on the creation of Bumble. Whitney Wolfe struggled to pave her way out of her projects that didn’t bring as much fulfillment into her life. Today, she is a millionaire with countless success and continues to have Bumble grow at a rapid rate.

What makes Bumble so unique is how it continues to change their dynamic and how the site works. For example, the app delivers a unique approach to creating profiles and even increasing matches with their premium options. Bumble is always changing how they do business both on the app and outside of it. Whitney Wolfe is constantly moving around to arrange the best possible opportunities for the app to have it continuously grow.

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Freedom Checks: Minimal Risks, High Returns

Freedom Checks have become a household name is the investment world. New investors and conventional investors are constantly looking for investment opportunities that are sustainable, safe and have higher returns. These checks fit in the above investment checklist. Nevertheless, how are these checks different from other investments? Are they sustainable? Do these checks have a legal backing in relevant investment laws?

One of the chief investment questions every investor asks before investing is the legality aspect of the investment. Is this particular investment model relevant to relevant laws? Fortunately, Freedom Checks have a legal standing (Statute 26-F). The investment model of this type of investment is entirely MLP model based. This means that the model is not only safe but also sustainable.

What is the advantage of investing in Freedom checks compared to other stocks? There are several reasons why this type of investment is lucrative. The venture has high returns in investment. High and sustainable returns are every investor’s dream. The reason why there are higher returns on the investment is that unlike other investments, MLPs have huge tax reliefs. High tax reliefs which have a legal backing (Statue 26-F) and this gives them the needed consistency over a long investment period.

Apart from tax reliefs on MLPs, what other reasons make this investment model exceptional? Freedom checks have a strong basis in the energy sector. According to many USA policies in the last two decades, energy is a big industry. Investing in such a big industry means that the investment is not only wise but has a huge potential in near future. The MLPs companies are active in oil transportation, refining and more importantly drilling more wells.

Do these checks have a similar model with other conventional investments? Every investment has risks. Fortunately, unlike other investments, the risks in this particular investment are minimal. The distribution of the checks is also similar to how other investment returns are distributed. This means that the investor can easily access the checks in line with the stipulated agreement between them and the master limited partnership or MLP.

The story if this investment mode is incomplete without Matt Badiali. The energy expert has vastly studied energy sector. Therefore, it is without any doubt the checks are the game changers.

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The Story Of Guilherme Paulus Should Be Taught To Everyone

The story of Guilherme Paulus should be taught to every Brazilian, as well everyone else in the world. In a sovereign nation with an alarmingly high percentage of people living in poverty, Guilherme Paulus is a beacon of light. His business, CVC Brazil Operadora e Agencia de Viagens S.A., proves that Brazil is full of potential when it comes to prosperity, job growth, business smarts and economic growth. Read more about Guilherme Paulus at crunchbase.

Guilherme Paulus is proud to say that he has built a wealth of hotels and resorts that are top quality. Each hotel and resort has a different feel. For example, Wish Natal is for those who wish to look out over the Atlantic Ocean. Wish Natal is located on a part of the Atlantic Ocean that appears tropical, with water that is light blue. It doesn’t look lackluster like in the places of the world up north. If you live in such a place where the ocean is lackluster, or where there are no ocean waters, Wish Natal is the perfect place to be. On average, the temperatures are warm/hot all year long. The average high temperatures are in the 80s, while the average low temperatures are in the 70s. There is very little variation in the temperatures.

St. Andrew’s Mountain can be described as the polar opposite of Wish Natal. For those who crave a mountain experience, St. Andrew’s Mountain is the place to be. The hotel is located in an area with temperate weather that is relatively warm throughout the year—compared to other parts of the world that commonly get colder. Interestingly, in Gramado the warmest month is January and the coolest month is July. On average, it doesn’t get too hot or too cold in the area; the average coolest temperatures are in the late 40s and the average highest temperatures are in the late 80s. It’s a great place for those who like mild weather.

Guilherme Paulus has tapped into the fact that Brazil is so full of different landscapes and climates by building hotels and resorts in different regions. He knows that people have different desires about what types of environments they want to be in.

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Shervin Pishevar- Investor Turned Predictor Of Future

Shervin Pishevar has always been a man with a lot to say. He is not afraid to tell people what is on his mind. This was proven true when he went on a Tweet storm months ago and was giving all sorts of predictions about the future of the economy, Bitcoin and more


Once stepping down from his position in the company, we thought he was going to stay out of the limelight for a while. However, it didn’t take long before he went on his rampage using the Twitter platform. It is believed that the reason he came out of hiding was because of the plummet that the United States’ stock market saw of over 6,000 points. Shervin Pishevar started sending off messages saying that he feels it is possible for the stock market to see another steep drop of thousands of points in the coming months as well.


The stock market wasn’t the only thing that Shervin Pishevar was rambling on about using Twitter. He also made many other predictions about bonds. He thinks that government bonds don’t hold the strength that they used to and they wouldn’t be enough to help correct the problems in the current stock market conditions.


Shervin Pishevar also made some vague statements concerning Silicon Valley. He believes it is not exactly what it used to be. He thinks there has been a huge loss of exclusivity there. He said he doesn’t exactly think it’s the worst thing. However, he thinks its a bad sign for the economic growth in the near future.


Aside from his financial predictions concerning the stock market and more, he also had some things to say about SpaceX and the Vigin Hyperloop. He thinks these are going to rise up while the infrastructure of the economy in the United States continues to decay and fall apart. This flattery of the companies should only be taken lightly, though.